Full Doc

A minimum of 2 years full financials required. Rates from 7.25%. LVR's up to 80%*.

Apply Now >>

Lo Doc

For self employed applicants with complex structures, or those who simply aren't in a position to provide accountant prepared financial statements. Limited financial information required which can include (but not limited to) Cheque book statements, personal bank statements and accountants letters. Rates from 8.50%. LVR's up to 70%.

Apply Now >>

No Doc

No financial documentation required. Rates from 9.50%. LVR's up to 65%.

Apply Now >>

Private Lenders

No financial information. No income declaration. Lenders will rely solely on the quality of the security property. Make sure to provide a highly detailed description of the security property including tenant and lease details (if applicable). Rates from 9.75%. LVR's up to 60%.

Apply Now >>

Construction Loans

Not in the past 20 years has construction finance been so difficult to procure. Despite this, Folio Finance continues to be one of the few firms to successfully offer this form of finance in this very specialized field.

From your traditional 80% of hard cost lending to the more highly leveraged transactions that can require mezzanine finance, Folio Finance has the expertise to ensure the most efficient form of finance is secured for your next project.

Apply Now >>

(SMSF) Self Managed Super Funds

Borrowing through a SMSF can be one of the most tax effective ways to help grow your wealth. SMSF's can now borrow to purchase residential and commercial property. We will work closely with you and your advisers to ensure the most efficient form of finance is provided to maximize the return on your investment. Rates from 7.25%. LVR's up to 80% residential , 60% Commercial.

Apply Now >>

Residential Loans

Residential property/investment loans sourced from one of our many funders. Options include interest only, principle and interest, capitalized interest, Lo Doc, No Doc and Full Doc to name a few.

Apply Now >>

Risk Insurance

Investing is for the long term and your investments should be held for that ultimate goal of securing yours and your next generations, financial future. Once we have found the right lending product to assist you, we will then recommend you to our business partners who are experts in the specialized area of risk insurance. They will review your current insurance position and work within your budget to ensure that you have the appropriate protection in place, to preserve your income and your assets from any unforeseen events. It's the ultimate peace of mind.

Apply Now >>

Welcome

Folio Finance specializes in Commercial Lending to the Self Employed and SME market. We provide Commercial property finance using funding sourced from Non Bank lenders. Our lenders target only Self Employed clients and have a range of products tailored specifically to their needs. This means we are able to provide options to our clients that simply aren’t available from the mainstream lenders. Whilst we have access to funding from the main stream Banks, we tend to use Non Bank and Private Lenders who specialise in lending to the Self Employed and can accommodate those transactions that are "outside the square".

Our process is highly transparent, with all fees and charges disclosed at the early stages of the transaction. We implement and exceed the industries "best practices" at all times, ensuring we provide conflict free advice, with complete transparency during all our dealings. Our ethics, honesty and integrity are at the core of our service proposition to our clients. This is further supported by our long serving memberships to the Professional Lenders Association Network (PLAN) and the Mortgage and Finance Association of Australia (MFAA), who apply a strict code of conduct to all their members.

Whether you are looking to

  1. purchase your first commercial property to owner occupy or invest,
  2. refinance from your current lender,
  3. raise capital to grow your business or fund your next investment ,
  4. looking to construct your next development project,

With a portfolio of lenders in Australia that includes banks, non banks and private lenders, Folio Finance has a range of commercial finance products to meet your needs.



 

 

 

PLAN We are members of PLAN (Professional Lenders Association Network) and operate under their strict code of practice. Read more


MFAA We are Full Members of the MFAA (Mortgage and Finance Association of Australia) and as such, we meet the highest industry qualifications and professionalism. Read more


COSL If you have a complaint, and we cannot reach an agreement on your complaint, you may refer the complaint to an ASIC Approved External Dispute Resolution (EDR) Scheme. Read more


PRIVACY STATEMENT Read our privacy statement.




 
site by: rhombus digital